Nu Holdings Valuation
| NU Stock | USD 17.53 0.21 1.21% |
At this time, the firm appears to be undervalued. Nu Holdings owns a latest Real Value of $18.71 per share. The recent price of the firm is $17.53. Our model forecasts the value of Nu Holdings from analyzing the firm fundamentals such as Profit Margin of 0.40 %, shares owned by insiders of 4.68 %, and Return On Asset of 0.0432 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Nu Holdings' valuation include:
Undervalued
Today
Please note that Nu Holdings' price fluctuation is not too volatile at this time. Calculation of the real value of Nu Holdings is based on 3 months time horizon. Increasing Nu Holdings' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Nu Holdings' intrinsic value may or may not be the same as its current market price of 17.53, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 17.53 | Real 18.71 | Target 19.99 | Hype 17.54 | Naive 17.72 |
The intrinsic value of Nu Holdings' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Nu Holdings' stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Nu Holdings helps investors to forecast how Nu Holdings stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Nu Holdings more accurately as focusing exclusively on Nu Holdings' fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Nu Holdings' intrinsic value based on its ongoing forecasts of Nu Holdings' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Nu Holdings' closest peers.
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Nu Holdings Total Value Analysis
Nu Holdings is now anticipated to have takeover value of 75.04 B with market capitalization of 84.94 B, debt of 886.53 M, and cash on hands of 9 K. Please note that takeover value may be misleading and is a subject to accounting mistakes. We encourage investors to methodically examine all of the Nu Holdings fundamentals before making investment evaluation based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
75.04 B | 84.94 B | 886.53 M | 9 K |
Nu Holdings Investor Information
About 84.0% of the company shares are owned by institutional investors. The company last dividend was issued on the December 11, 2014. Based on the key indicators related to Nu Holdings' liquidity, profitability, solvency, and operating efficiency, Nu Holdings is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March.Nu Holdings Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Nu Holdings has an asset utilization ratio of 22.24 percent. This implies that the Company is making $0.22 for each dollar of assets. An increasing asset utilization means that Nu Holdings is more efficient with each dollar of assets it utilizes for everyday operations.Nu Holdings Profitability Analysis
Based on Nu Holdings' profitability indicators, Nu Holdings is performing exceptionally good at this time. It has a great probability to showcase excellent profitability results in March. Profitability indicators assess Nu Holdings' ability to earn profits and add value for shareholders.Net Income | First Reported 2020-03-31 | Previous Quarter 636.8 M | Current Value 782.5 M | Quarterly Volatility 296.3 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.31 | 0.41 |
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For Nu Holdings profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Nu Holdings to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Nu Holdings utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Nu Holdings's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Nu Holdings over time as well as its relative position and ranking within its peers.
Nu Holdings Earnings per Share Projection vs Actual
The next projected EPS of Nu Holdings is estimated to be 0.1863 with future projections ranging from a low of 0.17 to a high of 0.2017. Nu Holdings' most recent 12-month trailing earnings per share (EPS TTM) is at 0.52. Please be aware that the consensus of earnings estimates for Nu Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.Nu Holdings Earnings Estimation Breakdown
The calculation of Nu Holdings' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Nu Holdings is estimated to be 0.1863 with the future projection ranging from a low of 0.17 to a high of 0.2017. Please be aware that this consensus of annual earnings estimates for Nu Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.17 Lowest | Expected EPS | 0.20 Highest |
Nu Holdings Earnings Projection Consensus
Suppose the current estimates of Nu Holdings' value are higher than the current market price of the Nu Holdings stock. In this case, investors may conclude that Nu Holdings is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Nu Holdings' stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 18 | 88.36% | 0.0 | 0.1863 | 0.52 |
Nu Holdings Ownership Allocation
Nu Holdings secures a total of 3.82 Billion outstanding shares. The majority of Nu Holdings outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to shop for positions in Nu Holdings to benefit from reduced commissions. Therefore, outside corporations are subject to a different set of regulations than regular investors in Nu Holdings. Please pay attention to any change in the institutional holdings of Nu Holdings as this could imply that something significant has changed or is about to change at the company. On November 8, 2024, Representative Byron Donalds of US Congress acquired under $15k worth of Nu Holdings's common stock.Nu Holdings Profitability Analysis
The company generated the yearly revenue of 11.1 B. Reported Net Income was 1.97 B with gross profit of 6.36 B.About Nu Holdings Valuation
The stock valuation mechanism determines Nu Holdings' current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Nu Holdings based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Nu Holdings. We calculate exposure to Nu Holdings's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Nu Holdings's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 5.9 B | 6.2 B | |
| Pretax Profit Margin | 0.23 | 0.24 | |
| Operating Profit Margin | 0.23 | 0.24 | |
| Net Profit Margin | 0.16 | 0.17 | |
| Gross Profit Margin | 0.41 | 0.31 |
Nu Holdings Growth Indicators
Investing in growth stocks can be very risky. If the company such as Nu Holdings does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 4.9 B | |
| Quarterly Earnings Growth Y O Y | 0.409 | |
| Forward Price Earnings | 18.6916 |
Nu Holdings Current Valuation Indicators
Nu Holdings' valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Nu Holdings' valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Nu Holdings, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Nu Holdings' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Nu Holdings' worth.Additional Tools for Nu Holdings Stock Analysis
When running Nu Holdings' price analysis, check to measure Nu Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Nu Holdings is operating at the current time. Most of Nu Holdings' value examination focuses on studying past and present price action to predict the probability of Nu Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Nu Holdings' price. Additionally, you may evaluate how the addition of Nu Holdings to your portfolios can decrease your overall portfolio volatility.